What's wrong with being self-insured?

I said as much elsewhere. People just don't want to pay for their own health care. One solution would be for employers to quit offering it, and then, the insurance companies would have to compete a heck of a lot more than they do, much the same way with car insurance. The low income and poor already have health coverage, and infiltrate emergency rooms for an assortment of reasons, other than genuine medical problems. I also read that, of the 45.6 million people without insurance, 20% of them are here illegally.

I got caught without insurance a few years ago, but paid the hospital and doctors every extra dime I had, and got them paid off. There are 10 children in my family, and Dad paid cash for 8 of us, since his company didn't offer insurance at that time. We got through it, and Americans can do it again, if they would get their heads out of the entitlement attitude.

HappyG,
What most people don't realize is that the HMO system was imposed upon businesses by federal law. Employers opting out of it can't happen. Read more about the subject here.
http://www.lewrockwell.com/paul/paul339.html

Health care plans are availble. It is cheaper for all concerned if we buy our own portable policies. Check Paul Zane Pilzer's series of books and website on this very subject...the federalized national health insurance plan is bogus!

Thanks, Eleanor. And, I agree with you, Russ. The lazy subjects of government don't want to take responsibility for themselves. I wonder what it will take to push them too far? Heck, I thought the bailouts would be the straw that broke the camel's back, but the people love the man, though they don't like anything about him.